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On Thursday 17 April, we reduced selected fixed rates.

We wanted to let you know that we made changes to the following products on Thursday 17 April.

Exclusive Purchase

  • 80% LTV 2 year fixed rates have been reduced by up to 0.09%, starting from 4.33%.
  • Selected Fix and Switch fixed rates have been reduced by up to 0.11%, starting from 4.79%..
  • 75% LTV £1m+ 2 & 5 year fixed rates have been reduced by up to 0.15%, now with a free valuation.
  • Selected Own New 2 & 5 year fixed rates have been reduced by up to 0.15%, now with a free valuation.
  • Retrofit Boost 5 year fixed rates with £995 fee have been reduced by 0.02%, now with a free valuation.

Purchase

  • 65% to 90% LTV fixed rates have been reduced by up to 0.15%, now with a free valuation.
  • 95% LTV 2 Year Fixed Rate fee-saver has been reduced by 0.06%, to 5.24%.
  • 65% to 90% LTV Green fixed rates have been reduced by up to 0.15%.
  • Selected Shared Ownership fixed rates have been reduced by up to 0.13%, starting from 4.33%.

Exclusive Remortgage

  • Retrofit Boost 5 year fixed rates with £995 fee have been reduced by 0.02%.

BTL

  • 60% & 75% LTV 2 year fixed rates with £2,195 fee have been reduced by 0.05%, starting from 4.21%.
  • 60% & 75% LTV 2 year fixed rates with 3% fee have been reduced by up to 0.17%, starting from 3.32%.
  • 80% LTV 2 & 5 year fixed rates with £1% fee have been reduced by 0.20%, starting from to 4.80%.
  • 80% LTV 5 Year Fixed Rate with £995 fee has been reduced by 0.20%, to 4.89%.

All new Virgin Money residential and BTL purchase products now include a free basic valuation.

We also withdrew the following products:

Product Transfer

  • 65%, 75% & 85% LTV flexible tracker rates with £995 fee.

Cashback has been removed from selected purchase fixed rates. Please see our product guide for further details.

You can find our current rates in our Product Guide.

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